Milpitas California VA Loans | Chris Freck 510-463-1003

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VA Mortgage Loans in Milpitas California and 100% Santa Clara County VA Loans – the best loan program in California! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today. Here are some of the highlights of this incredible program: – Zero Down Payment, 100% financing. – No monthly mortgage insurance added to your payment. – Compared to other types of mortgage loans, easier credit-qualifying requirements. – Low fixed mortgage rates result in a low monthly payment.

How do you know if you qualify for a VA Mortgage Loan in Milpitas California?

First of all, you must verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Milpitas California VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. Honorably discharged Vets will need their DD214. The next step is to get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. Give us a call now for faster results.

The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Although there is no down payment required for VA Mortgage loans, it’s important not to forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don’t confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don’t have money available for closing. Learn more about your VA Home Loan benefits by visiting our Alameda office located at 1416 Park Ave. Alameda, California.

It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans. We have specialized in VA Mortgage Loans in Milpitas California and 100% VA Mortgage Loans for over 12 years and would be happy to answer any questions you may have. It doesn’t cost a penny to call! Call The Chris Freck Team at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at https://thechrisfreckteam.com/va-loans-landing-page/